Buying Your Home - Home Inspections & Warranties
Do I need a home inspection?
Yes. Buying a home "as is" is a risky
proposition. Major repairs on homes can amount to thousands of dollars.
Plumbing, electrical and roof problems represent significant and complex systems
that are expensive to fix.
How do I find a home inspector?
Ask us! We always keep a list of quality home inspectors. Inspectors are listed in the yellow pages, and easily search able on the google. You can ask for referrals
from friends. Ask for their credentials, such as contractor's license or
engineering certificate. Also, check out their references. We strongly suggest you always use a licensed home inspector, not a contractor.
How do I
find a home inspector?
In order to find a home inspector, Dian Hymer,
author of "Buying and Selling a Home A Complete Guide," Chronicle Books, San
Francisco; 1994, advises looking for someone with demonstrable qualifications.
"Ideally, the general inspector you select should be either an engineer, an
architect, or a contractor. When possible, hire an inspector who belongs to one
of the home inspection trade organizations."
The American Society of Home Inspectors (ASHI) has developed formal
inspection guidelines and a professional code of ethics for its members.
Membership to ASHI is not automatic; proven field experience and technical
knowledge of structures and their various systems and appliances are a
prerequisite. One can usually find an inspector by looking in the phone book or
by asking us. Rates for the service vary greatly. Many inspectors charge about
$400, but costs go up with the scope of the inspection. Different mortgage options may dictate the scope of your inspection. For example VA always require a Wood Destroying Insect inspection.
What's a home inspection?
A home inspection is when a paid
professional inspector -- often a licensed home inspector or an engineer -- inspects the
home, searching for defects or other problems that might plague the owner later
on. They represent the buyer and are paid for at the time of inspection. The inspection
usually takes place after a purchase contract between buyer and seller has been
signed. However in slower markets it is wise to do this before an offer is accepted.